Hurricanes
A
hurricane is a severe tropical storm, that forms in the southern Atlantic Ocean,
Caribbean Sea, Gulf of Mexico or in the eastern Pacific Ocean. Hurricanes need
warm tropical oceans, moisture and light winds above them. If the right
conditions last long enough, a hurricane can produce violent winds, incredible
waves, torrential rains and floods. Hurricane season in the Atlantic runs
between June 1 and November 30.
There are improvements you should look for to strengthen your home against
hurricane force winds and to save money on your home insurance premium. These
improvements include:
- Gable end bracing. A Gable roof design peaks at the center ridge and
extends downward on two opposite sides. This type of roof is cost effective
for builders due to the use of a single truss but the design allows wind
pressure to more easily pull the roof apart. A 2-by-4 brace inside the attic
to strengthen the gable end helps to alleviate this problem.
- Garage doors. Install pressure/impact-resistant protection devices on
garage doors.; install garage doors made of pressure/impact-resistant
materials; install a garage door-bracing system to increase the
wind-pressure resistance.
- Roof straps. Ensure you get the roof inspected to determine if roof
straps are present on each truss/rafter and if they are installed per the
manufacturer's recommendations. Homes built before 1995 are likely
candidates for improved fastening of the roof to the exterior walls.
- Shutters or Impact resistant products. Ensure the home has shutters or
impact resistant products for the windows. If the home does not have
shutters factor in the cost of shutter installation for the home
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© Patrick Taylor
2004-2005